A 7-Year Indie Journey: Building an Offline-First iOS Debt Tracker with Multi-Currency & FIFO Investment Support

Hello, Habr!
For many IT professionals, the ultimate personal finance setup involves a massive Google Sheet or a complex Notion database. I completely understand this approach: when you spend your entire day sitting in front of a monitor, entering data into a cell takes two seconds.But 7 years ago, my reality was entirely different. I was an entrepreneur, and my workday meant constant movement. I was driving, visiting warehouses, meeting partners, or checking production floors. I was 100% mobile, and the only tool I always had on hand was my iPhone.
In that fast-paced rhythm, traditional finance trackers and spreadsheets simply fall apart. Here are typical scenarios from my life back then:


















